If you negotiate credit (as regulated by the Uniform Consumer Credit Code) for consumers in Victoria, you must comply with the Consumer Credit (Victoria) Act 1995.

Finance or Mortgage Brokers, their agents and employees do not need a licence, but they must meet eligibility criteria. If you are disqualified from engaging in finance broking, you may apply to the Business Licensing Authority (BLA) for permission to do so.

This section covers:

Finance Brokers
provides general information about finance broking in Victoria.

Becoming a Finance Broker (BLA)
covers information on eligibility, disqualification and exemption factors.

Applying for Permission to Engage in Finance Broking (BLA)
explains the process and cost of applying for permission to engage in finance broking when ineligible.

Ongoing Responsibilities
outlines Finance Broker's responsibilities to consumers under the Consumer Credit (Victoria) Act 1995.

Mortgage Minimisation and Debt Consolidation
describes what to look out for when considering Mortgage Minimisation or Debt Consolidation products.

Forms & Publications
links to forms and fact sheets for finance brokers, and publications for consumers when dealing with credit and finance issues.