Debt collectors

Learn about who is eligible to become a debt collector, prohibited persons and corporations, banned debt collection practices, restrictions on debt collectors and penalties for legal breaches.

What is a debt collector?

A debt collector is a person or company that engages in debt collection for remuneration or reward. This includes:

  • collecting, or requesting payment of, debts owed to another person
  • repossessing goods or property other than real estate.

Debt collectors do not need a licence unless they are a prohibited person or prohibited corporation. If they are, they must obtain permission from the Business Licensing Authority (BLA).

For more information, view our Become a debt collector page.

Note: these requirements do not apply if you are collecting your own debts, or debts owed to your employer in your capacity as an employee.

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Last updated: 08/04/2017

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