(a) Home with a timber floor – when the concrete footings for the floor are poured and the base brickwork is built to floor level.
(b) Home with a timber floor with no base brickwork – when the stumps, piers or columns are completed.
(c) Home with a suspended concrete slab floor – when the concrete footings are poured.
(d) Home with a concrete floor – when the floor is completed.
(e) Home for which the exterior walls and roof are constructed before the floor is constructed – when the concrete footings are poured.
When a home’s frame is completed and approved by a building surveyor.
When a home’s external wall cladding and roof covering is fixed, the flooring is laid and external doors and external windows are fixed (even if those doors or windows are only temporary).
When all internal cladding, architraves, skirting, doors, built-in shelves, baths, basins, troughs, sinks, cabinets and cupboards are fitted and fixed in position.